Wednesday, April 13, 2011

Identity Theft Prevention Part III- Bay Area Real Estate

There is one thing that nearly everyone carries with them that could easily be one of the most important things you own.  What is this precious item?  It’s your wallet (or purse). 
Basically, your wallet represents your entire life squeezed into tiny leather pockets and flaps. 

Your wallet contains vital information:
Ø  Driver’s license
Ø  Social security card
Ø  Voter ID card
Ø  Credit cards
Ø  Membership cards
Ø  Gift cards
Ø  Any other valuable documents 
With all this valuable and personal information contained in such a small space, you need to be prepared if it somehow goes missing. 
First, photocopy the entire contents of your wallet.  Make sure you copy both sides of each license, credit card, and any other documents that you carry.  A photocopy will protect you by making sure you have all the information in case you lose your wallet or if it is stolen, and need to cancel your accounts.  Keep the copy in a secure location. 
Additionally, here’s a great way to help stop identity theft. 
The next time you order checks have only your first initial (instead of your entire first name) and last name put on them.  That way if someone takes your checkbook, they will not know if you sign your checks with just your initials or your first name, but your bank will.
Next, put your work phone # on your checks instead of your home phone. If you have a PO Box, use that instead of your home address. If you do not have a PO Box, use your work address.
Finally, never have your Driver’s License number or Social Security number printed on your checks. You can add it later if it is necessary. But if you have it printed, anyone can get it.
Contact me for a FREE copy of my Identity Theft Prevention and Response Manual or visit http://www.bayareahomebuyersinfo.com/ for more valuable resources!

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